Mid Illini Credit Union
Mid Illini Credit Union
1811 Eastland Drive
Bloomington, IL 61704
Phone: (309) 661-1166
Established in 1940, Mid-Illini Credit Union evolved from a handful of employee credit unions that joined together to provide top-rate financial services to thousands of local residents. We’re now over 7,000 members strong and growing…
Why? Because our members have learned that different IS better!
You see, as a not-for-profit organization, MICU is owned by our members. That means profits aren’t returned to out-of-town stockholders or board directors. Instead, proceeds are returned to members in the form of lower interest rates on loans and higher interest rates on money that is deposited -- all of which is federally insured by the National Credit Union Association (NCUA).
You work hard for your money, so we make it easy for you to have the service and support you deserve to gain financial freedom and success. At MICU, membership definitely has privileges, including saving money and earning more money in a friendly environment where people come before profits. Here, your fellow members and our volunteer board of directors keep your best interest top of mind!
That’s why we offer:
* Lower loan rates and higher savings rates
* No fees to open an IRA
* Only a $5 deposit to open a savings account
* Only $25 to open a free checking account
* Free ATM and lower network ATM fees
* Fixed-rate Visa cards with fewer fees
* Saturday morning lobby and drive-up hours
* Drive-up customer service from 7 a.m. to 6 p.m. weekdays
* Convenient ATM’s – all over town!
* Friendly, family-like service
* Payroll deduction/direct deposit
* Free online banking
* Free online bill pay
* Free Overdraft Privilege to qualifying members
* Free online/telephone banking
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