First National Bank of Waterloo - Home Mortgages

First National Bank of Waterloo
Waterloo Banking Centers
(618) 939-6194
228 S Main St, Waterloo, IL

First National Bank of Waterloo is a full-service community bank serving the residents of Monroe County in southern Illinois. As part of the St. Louis metropolitan area, the bank's market area includes the following cities: Waterloo (the county seat), Columbia, Valmeyer, Renault, Maeystown, Fults, and Hecker.

In 1912 A. C. Bollinger and Dr. N.B. Pautler, together with a group of Waterloo businessmen and farmers, obtained a charter for the First National Bank of Waterloo. The first Board of directors included Bollinger, Pautler, H.C. Voris, John J. Koenigsmark, Ernst W. Loehr, A.C. Rexroth, Thomas Ruch, and Louis Stumpf. Thus began the First National Bank of Waterloo with total deposits of $26,625.

Today First National Bank has total assets of over $260 million. The bank has always been a leader in the banking community with a dedicated staff and Board of Directors. The current Board of Directors includes: William R. Gardner, Donald L. Gleiber, Gary D. Hemmer, Robert A. Hoffmann, Alice M. Jost, Dennis W. Lutz (great-grandson of A.C. Rexroth), David A. Mehrmann, George W. Obernagel, George P. Ziebold, and Director Emeritus- Robert H. Voris (grandson to H.C. Voris).

The tradition started in 1912 continues today. With five Banking Centers, First National Bank is still locally owned and dedicated to providing financial support for our community's progress, building one-on-one relationships with our customers and committing time and leadership to local civic and charitable organizations.

Management and staff are proud of the bank's heritage. Step into any of our lobbies and experience a natural friendliness that comes from being a community hometown bank. It is all about Hometown Service from Hometown Employees.

Our goal is to be the premier financial institution in southern Illinois. Our mission is to enhance shareholder value by providing high quality, personal financial services that exceeds the customers' expectations; maximizing earnings through optimal growth while remaining an independent bank; and striving to attract and retain quality staff.

We believe the following value statements express the focus of our business:
Customers - We will strive for excellence in the delivery of customer services and in the development of new products. We commit to make the customers' interest our interest.

Employees - We will strive to attract, develop and retain employees of the highest character and competence, and we will provide them with compensation and incentives that will reward them for their performance, loyalty, team effort and commitment.

Shareholders - We will strive to enhance shareholder value through improved and sustained dividends.

Community - We will strive to promote economic growth and development in a socially responsible manner in the communities we serve.

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