First National Bank & Trust CO
First National Bank & Trust CO
2 Kelli Court,
Clinton, IL 61727
Phone:(217) 935-2148
Fax:(217) 935-5548
Toll Free (800) 808-8036
John M. Killian - John M. Killian

We want to take this opportunity to tell you about the strength and stability of your community bank, First National Bank and Trust Company (FNB) in Clinton.

Our banking style may be boring to some, but it is based on sound principles that anyone can understand. When we make a loan, we actually know where our loan customer lives. If our customer deposits money with FNB, we pay them back the principal and the interest when the investment matures.

We are proud to have earned BauerFinancial's highest rating (5 Stars) for 69 consecutive quartes. BauerFinancial is the source for unbiased, independent bank and credit union star-ratings. No institution pays for its rating, nor can they elude it. Their motto is “Because peace of mind matters” and they recommend all five and four-star rated banks. Here is the direct link to BauerFinancial’s web site.

The FDIC also has information online about all insured banks. Information on First National Bank and Trust Company can be accessed at the FDIC site.

Unfortunately, the politicians and the media have made little distinction between the stress-tested mega-banks and the over 7,600 community banks across our country that are not part of the Wall Street problems.

First National Bank and Trust Company in Clinton is a national bank regulated by the Office of the Comptroller of the Currency. Our bank is highly regulated and we follow sound practices. We do not engage in subprime lending, and we do not sell our real estate loans on the secondary market. We are locally owned and operated and an integral part of this community.

We thank you for your business and the trust you have placed in us as we strive to meet your financial needs now and in the future.

Sincerely,

John M. Killian
Chairman of the Board & President

© First National Bank & Trust Company, 2009
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